Mabilis Cash Review Philippines: Is Mabilis Cash Legit, SEC Registered, and Safe to Use?
The rapid growth of online lending apps in the Philippines has made quick cash loans more accessible to Filipinos who are unbanked or underbanked. One of the most talked-about platforms in this space is Mabilis Cash, a mobile loan app operated by Mali Lending Corp. This Mabilis Cash review Philippines examines whether the app is legitimate, SEC registered, and worth considering in 2026, based on its regulatory status, interest rates, requirements, customer complaints, and overall risks.
Mabilis Cash Review: Overview of the Loan App
Mabilis Cash is a digital lending platform that provides short- to medium-term unsecured loans through a mobile application. It markets itself as a fast and high-limit solution for emergency expenses, offering loan amounts that can reach cash Mabilis Cash up to ₱30,000 for many users, with higher limits available for qualified borrowers.
The app is positioned toward users who may not qualify for traditional bank loans and relies on alternative credit scoring instead of collateral.
Is Mabilis Cash Legit or Not?
A common question among borrowers is: is Mabilis Cash legit or not?
From a regulatory standpoint, Mabilis Cash is legit in the sense that it is operated by a company that is properly registered and authorized in the Philippines.
Mabilis Cash is the lending app of Mali Lending Corp., which is:
- Registered with the Securities and Exchange Commission (SEC)
- Issued a Certificate of Authority (CA No. 2968) to operate as a lending company
- Registered with the Anti-Money Laundering Council (AMLC)
This means Mabilis Cash loan is legit as a business entity and is not an illegal or fly-by-night operation.
Is Mabilis Cash SEC Registered in the Philippines?
Yes. For those asking is Mabilis Cash SEC registered, the answer is yes, through its parent company.
- Corporate Name: Mali Lending Corp.
- SEC Registration No.: CS201907662
- Certificate of Authority: No. 2968
As of 2026, Mabilis Cash is SEC registered in the Philippines, and Mali Lending Corp. remains under SEC supervision. However, borrowers should be careful not to confuse it with similarly named apps that are not registered.
Is Mabilis Cash Legal in 2026?
If you are asking is Mabilis Cash legal, the answer is yes, provided you are using the official app operated by Mali Lending Corp. The SEC has issued warnings against clone apps using similar names, so verification is important.
Always check:
- The developer name in the app store
- The SEC Certificate of Authority
- Official customer service details
Mabilis Cash Loan Review: Loan Amounts and Terms
In this Mabilis Cash loan review, the app offers:
- Loan amount: ₱2,000 up to ₱90,000
- First loan amount: Usually ₱2,000 to ₱10,000
- Loan term: 91 to 180 days
The Mabilis Cash first loan amount is intentionally small to assess repayment behavior. Borrowers who pay on time may qualify for higher limits later.
Mabilis Cash Interest Rate per Month
One of the biggest concerns in any Mabilis Cash review is the cost of borrowing.
- Advertised daily fee: as low as ₱29 per ₱10,000
- Maximum APR: up to 131% annually
- Equivalent Mabilis Cash interest rate per month can be significantly higher than banks or cooperative loans
While the app claims no hidden charges, many users report service fees deducted from the loan proceeds, increasing the effective interest rate.
How Long Does Mabilis Cash Take to Process?
Many borrowers choose the app because of speed.
How long does Mabilis Cash take to process?
- Application: 1–3 minutes
- Approval: around 5 minutes
- Mabilis Cash disbursement: usually within minutes after approval
Funds are commonly released via GCash, Maya, or bank transfer.
Mabilis Cash Requirements and ID Verification
Mabilis Cash ID Requirements and Accepted IDs
To apply, users must submit at least one valid government-issued ID.
Commonly accepted IDs include:
- UMID
- PhilSys National ID
- Driver’s License
- Passport
- SSS or PRC ID
Many users ask: does Mabilis Cash accept PhilHealth ID?
In some cases, PhilHealth ID is accepted as a secondary ID, but approval and loan limits may be lower.
Mabilis Cash Age Limit
- Minimum age: 20 years old
- Maximum age: 65 years old
Applicants must also declare a source of income, even if informal.
Mabilis Cash App, APK, and Login
The official Mabilis Cash app is available on:
- Google Play Store
- Apple App Store
Borrowers are advised to avoid downloading a Mabilis Cash APK from unofficial websites, as this increases the risk of scams and data theft.
Once registered, users can access their account via Mabilis Cash login inside the app.
How to Pay Mabilis Cash Loan
Understanding how to pay Mabilis Cash is crucial to avoid penalties and harassment.
Available repayment channels include:
- GCash bills payment
- Maya
- Bank transfer (BPI, RCBC, UnionBank)
- 7-Eleven Cliqq kiosk
- Cebuana Lhuillier
Always keep payment receipts and screenshots.
Mabilis Cash Overdue and Collection Practices
Mabilis Cash Harassment Complaints
Despite being legal, Mabilis Cash harassment complaints are common online. Borrowers report:
- Aggressive text messages
- Contacting people from phone contacts
- Threatening language for overdue accounts
Such practices are prohibited under SEC rules and the Data Privacy Act. Borrowers experiencing harassment should document evidence and report it to the SEC or National Privacy Commission.
Mabilis Cash Customer Service Review
Mabilis Cash customer service can be contacted through:
- Email: service_ph@mabiliscash.ph
- Hotline: +63 32 230 6046
However, many users report slow response times, especially for disputes involving overdue tagging or payment confirmation.
Loan App Like Mabilis Cash: Alternatives to Consider
If you are looking for a loan app like Mabilis Cash with lower interest rates, consider:
- JuanHand
- Tala
- Salmon Credit
These platforms generally offer lower APRs but smaller loan limits.
Final Verdict: Is Mabilis Cash Loan App Legit?
So, is Mabilis Cash loan app legit?
Yes—Mabilis Cash is legit and SEC registered, but it is a high-risk, high-cost loan.
Pros:
- Fast approval and disbursement
- High loan limits
- SEC-registered operator
Cons:
- Very high interest rates
- Reports of harassment
- Data privacy concerns
Overall Assessment
This Mabilis Cash review Philippines concludes that the app is legal but expensive. It may be suitable only for short-term emergencies where no cheaper options are available. Borrowers should proceed with caution, borrow only what they can repay, and prioritize timely payments to avoid long-term financial and credit problems.